Hyperlink Policy

Local Sites

You may link to other HSBC websites or pages issued byother entities within the HSBC Group ("Local Sites") through theSite. Your use of any Local Site shall be governed by both these Terms andConditions and the terms and conditions of the Local Site. However, where theseTerms and Conditions conflict with those of the Local Site, the terms andconditions of the Local Site shall prevail.

All products and services provided by members of the HSBCGroup are subject to the terms and conditions and disclaimers of the applicableagreement governing their supply and use ("Product terms andconditions"). Where Product terms and conditions conflict with these Termsand Conditions or any Local Site's terms and conditions the Product terms andconditions shall prevail.

The products and services offered on Local Sites may be limited to personslocated or residing in only that particular jurisdiction. In addition, thecontent on these linked websites may not be intended for persons located orresiding in jurisdictions that restrict the distribution of such content.

Please read carefully any Local Site and/or Product termsand conditions before using the Local Site or product as these may differ.

No Warranties

The following clauses exclude or limit our legalliability for the Site. You should read them carefully. They all apply only asfar as the law permits, and in particular we do not exclude or restrict ourduties and liabilities to you under the laws of any country which apply to theconduct of our business or the rules and regulations of any relevant regulatoryauthority.

WHILST WE HAVE TAKEN REASONABLE STEPS TO ENSURE THEACCURACY, CURRENCY, AVAILABILITY CORRECTNESS AND COMPLETENESS OF THEINFORMATION CONTAINED ON THE SITE, INFORMATION IS PROVIDED ON AN "ASIS", "AS AVAILABLE" BASIS AND WE DO NOT GIVE OR MAKE ANYWARRANTY OR REPRESENTATION OF ANY KIND, WHETHER EXPRESS OR IMPLIED. THE USE OFTHE SITE IS AT YOUR SOLE RISK. WE SHALL NOT BE LIABLE FOR ANY LOSS OR DAMAGE WHATSOEVERAND HOWSOEVER ARISING AS A RESULT OF YOUR USE OF OR RELIANCE ON THE INFORMATIONCONTAINED ON THE SITE TO THE MAXIMUM EXTENT PERMITTED BY LAW.

WE DO NOT REPRESENT OR WARRANT THAT THE SITE WILL BEAVAILABLE AND MEET YOUR REQUIREMENTS, THAT ACCESS WILL BE UNINTERRUPTED, THATTHERE WILL BE NO DELAYS, FAILURES, ERRORS OR OMISSIONS OR LOSS OF TRANSMITTEDINFORMATION, THAT NO VIRUSES OR OTHER CONTAMINATING OR DESTRUCTIVE PROPERTIESWILL BE TRANSMITTED OR THAT NO DAMAGE WILL OCCUR TO YOUR COMPUTER SYSTEM. YOUHAVE SOLE RESPONSIBILITY FOR ADEQUATE PROTECTION AND BACK UP OF DATA AND/OREQUIPMENT AND FOR UNDERTAKING REASONABLE AND APPROPRIATE PRECAUTIONS TO SCANFOR COMPUTER VIRUSES OR OTHER DESTRUCTIVE PROPERTIES.

WE MAKE NO REPRESENTATIONS OR WARRANTIES REGARDING THEACCURACY, FUNCTIONALITY OR PERFORMANCE OF ANY THIRD PARTY SOFTWARE THAT MAY BEUSED IN CONNECTION WITH THE SITE.

Links To Third Party Sites or Content

Your use of hyperlinks on the Site is at your own risk.We provide hyperlinks to other locations on the Internet (including to thewebsites of Programme Participants detailed on the Site) for information andconvenience purposes only.
These hyperlinks may lead to websites published oroperated by third parties who are not affiliated with or in any way related tothe HSBC Group. No endorsement of third party websites or content is impliedand the HSBC Group shall not be deemed to recommend, approve, guarantee orintroduce any third parties or the services/ products they provide on theirwebsites, or to have any form of cooperation with such third parties andwebsites unless otherwise expressly stated by the HSBC Group. We are notresponsible for the content of any other websites or pages linked to or fromthe Site or any Local Site and the HSBC Group are not responsible for anydamages or losses incurred or suffered by you arising out of or in connectionwith your use of the link. We have not verified the content of any suchwebsites, or pages. It is recommended that you view the linked website's termsor privacy policy pages to understand how use of that website may affect you.

We are not responsible for the accuracy, timeliness orthe continued availability or the existence of content, hyper links, or thirdparty websites or pages linked to the Site or any Local Site.

Links to downloadable software sites are for convenienceonly and we are not responsible or liable for any difficulties or consequencesassociated with downloading the software or for any consequences from yourdoing so. Please remember that the use of any software downloaded from theInternet may be governed by a licence agreement and your failure to observe theterms of such licence agreement may result in an infringement of intellectualproperty rights of the relevant software provider which we are not in any wayresponsible.
The Site may offer access to news services, marketanalysis, financial planning tools or other information provided by thirdparties on the Site or any Local Site. No endorsement or approval of any thirdparties or their advice, opinions, information, products or services isexpressed or implied by any information on the Site or any Local Site. We donot control, cannot guarantee, and are not responsible for the accuracy,timeliness or even the continued availability or existence of such content.

HSBC Group members are not party to any contractual arrangements entered intobetween you and the provider of the external website unless otherwise expresslyspecified or agreed to by an HSBC Group member.

HSBC Group members are not party to any contractualarrangements entered into between you and the provider of the external websiteunless otherwise expressly specified or agreed to by an HSBC Group member.

Please be mindful that when you click on a link and leaveour Site you will be subject to the terms of use and privacy policies of theother website that you are going to visit.

Links from External Websites to HSBC Websites

You must always obtain the prior written approval of theHSBC Group before creating a hyperlink in any form from a third party websiteto any HSBC Group website. The HSBC Group may or may not give such approval atits absolute discretion. In normal circumstances, we may only approve ahyperlink which displays plainly our name or website address. Any use ordisplay of our logos, trade names and trademarks as a hyperlink will not beapproved unless in very exceptional circumstances and may be subject to a feeas the HSBC Group may determine at its absolute discretion.

The HSBC Group is not responsible for the setup of any hyperlinkfrom a third party website to any HSBC website. Any links so set up shall notconstitute any form of co-operation with, or endorsement by, any HSBC Groupmember of such third party website. Any link to our Site shall always be anactive and direct link to our Site and shall be made directly to the home orfront page of our Site only and that no "framing" or"deep-linking" of our web page or content is allowed.

The HSBC Group is not liable for any loss or damageincurred or suffered by you or any third party arising out of or in connectionwith such link. For further trademarks and copyright information, please referto the paragraph below. The HSBC Group members reserve the right to rescind anyapproval granted to link through a plain-text link or any other type of link,and to require the removal of any such link to any of the HSBC Group websites,at their discretion at any time.

Trade Marks and Copyright

Copyright in the pages, screens, information, and allmaterial in their arrangement, included in the Site or any Local Site is ownedby or licensed to us or the HSBC Group unless otherwise noted. Subject to theterms below regarding Merchant Content, you may imprint, copy download ortemporarily store extracts from the Site or any Local Site for your personalinformation or when you use any products and services of any Local Site. Youmay not alter or otherwise make any changes to any material that you print ordownload from the Site or any Local Site, including, without limitation,removing any identifying marks or legends from such material. You may notdistribute these materials to others. Any other use is prohibited unless youfirst request and obtain our written permission. In particular no one may use apart of the Site or any Local Site on any other website, or link any otherwebsite to the Site or any Local Site, without our prior written permission orthe consent of the relevant HSBC Group member.

Content from a third party provider available on orthrough the Site or any Local Site may not be duplicated, distributed, published, transferred, transmitted, copied, altered, sold, used to createderivative works or otherwise misused. You must comply with all terms disclosedto you as required from time to time by any third party supplier of data orservices to the Site or any Local Site, including but not limited to, wherenecessary, entering into a direct agreement with such third party in respect ofyour use of their data.

You may not use the Site or any Local Site for anypurpose which is unlawful, abusive, libelous, obscene or threatening.

HSBC is a trade mark ofthe HSBC Holdings plc and all rights in and to HSBC vest in HSBC Holdings plc. Other than as provided above you may not use or reproducethe HSBC trademark, logo or brand name.

IMPORTANT: By accessing this web site and any of itspages you are agreeing to the terms set out above